Any opinions on good home insurance companies in Anchorage, AK? Just shopping around for good home insurance. Currently have accepted offer for our first home, and want to get the best home insurance rates.

Why do (home) insurance companies ask whether you have a dog? Does this have to do with liability or security? Please no guesses/rationalized answers. Thanks to all particularly to Chetco and Roothy for providing the most complete answers from the insurer's and insured's perspectives, respectively.

How do auto/home insurance companies share information with each other?

What are the names of at least 5 major Home insurance companies in USA?

Do you think home insurance companies are shivering in their boots b/c of those California fires?

Does anyone have a list of common dogs banned by home insurance companies

Are Insurance companies suppose to help home owners? If you have home owners insurance, is it normal procedure for the insurance company to tell you you have to redo your garage roof or they cant insure you, and will they be responsible for some of the payment?

Can anyone show me a list of insurance companies with a home office in downtown Chicago? I'm looking for the major insurance companies in downtown Chicago (not branch offices either, their home office, and not in a suburb, it has to be downtown). They can do any type of insurance too: auto, health, life, disability, etc.

Can a home insurance company increase the amount of insurance on your house without your request? Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I have not had any insurance claims

Do home insurance company drop you because of a lawsuit? Do insurance companies drop/cancel your policy if youhave a lawsuit(premise liability) or demand letter and you havent report it to them? What are some reasons of why a insurance will drop you? Im talking about Home Insurance.

Home Insurance Companies? There is a home in Arlington, MA and I am looking at different local insurance companies. What is your general feedback or knowledge regarding these companies: Merrimack, Commerce, Metlife, and Citation (although I think Citation is part of Commerce). Were they easy to deal with, etc. If you feel that none of these companies are good, which ones do you recommend?

I took home insurance with an insurance broker who then deals with various insurance companies.? Is this a good idea? I had only one claim in more than 10 years and I am having trouble. Should I change and get my insurance directly from the company of my choice?

Has anyone fought their home insurance company over a claim? I have been told by a contractor I have hail damage on my roof, my insurance company denies it and won't cover me. I have been with them for 25 years, the contractor wants to meet with the adjustor at my home to discuss this but they say no, what should I do?

Looking at changing auto/home insurance companies? I've had Allstate for more than 5 years for home and auto. The rates have continually gone up. I just contacted Liberty Mutual. They can save me over $500 per year with the same or better coverage. Any opinions, thoughts or advice?

Home insurance? I am buying a home. How do I find a home insurance company? Will my mortgage company help me with that?

How do Insurance companies determine quotes for home owners insurance?

In order of largest to smallest (customer wise) 10-20 home owners insurance companies in california? ? Does anybody know where i can find a list of the largest (customer size) home owners insurance companies in california? How can i get a list of all the carriers? thanks

Are there any home-owners insurance companies left for new home owners in south Florida? every company we've checked with says they are no longer insuring homes in south florida.

In your experience, who are the best and worst insurance companies for home and auto? I used to have The Hartford. They were the worst ever. Now I have Nationwide, and I'm happy with them.

Did you ever have a home burn down, did the insurance company cover everything for you? Shopping for home insurance, did you ever have any problems or compliments to share about a home insurance company. Whats the insurance co's name

Anyone know any good home insurance company in the Houston, TX are for a good price? Looking to get home insurance on new home. Looking for a good rate.

Will an insurance company insure our home if there is a unpermitted cottage? I'm in the process of buying a foreclosure home (Saratoga,CA, can't transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law quarter (separate entrance and full bathroom), it also has a unpermitted sun room too. I really love the home and tried looking for home insurance but it looks like no one will insure me. Is there anyway I can get insured for this property without having to lie about these unpermitted additions to the insurance company? Any advice would be appreciated and any suggestions which insurance company would insure me for a reasonable price. Thank you in advance.

Insurance Underwriting: Anybody know of any companies that would underwrite and brand a home insurance policy? I am with a home improvement magazine which specializes in advertisements and we are interested in finding an underwriter that would be willing to brand a product – a home insurance policy. The underwriter will handle all daily operations regarding the insurance in itself, and in turn, we would divert all applicable traffic to you via our publications. Our magazine has an extremely large following, and is trusted and well respected. I am interested in names and phone numbers from probable companies which may be able to assist us. Please, valid answers only. Thanks! We distribute to over 4 million homes per month, with franchises in 26 cities and growing. The people who recieve our magazine are pre-screened and meet certain qualifications and all own their own homes. We have been in business for the past 6 years.

Are there any legitimate insurance companies out there that you can work from home w/o paying big $$ to do it. Looking to work at home as an insurance agent - I have a liscense but I don't want to do any MLM thingie or spend a ton of money buying crappy leads for a company that promises the moon and the stars. I want to do my part but I want a company that keeps their word (integrity)

Which home insurance company should I choose? I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??

Is there a law in NYS that says all health insurance companies are obligated to pay for a home birth? I am having a home birth and want to find out if my health insurance company is obligated to pay. When I call them, they give me no answers. (Empire Blue Cross) Someone told me there was a law that in NY all insurance companies were obligated to pay for home birth.

which home insurance companies offer a full replacement policy instead of the usual actual cash value policy? this is for home insurance in New York

Does Home Insurance Companies settle lawsuit fast, if so why? I got hurt and broke my wrist because of my landlord neglience. He left a pipe that was out 6inch of the ground. And i trip over it. So i got a lawyer and Im now in the process of suing him/ Insurance Company. for premise liablity. Will the insurance company settle quick? If so why or why not?

Can anyone suggest a home insurance company that charges less premiums in Mississauga, Ontario Canada? Going to buy a home and I'm tired of looking through the yellow pages. I just need a good list and anyone's good suggestion based on any claims and such.

Should I report my tenants on the home insurance policy? I used to live in my house but now I am renting it out. Should I tell my home insurance company that I will no longer live there and tell them about the tenants?

I need to find out the home owners insurance information for the house i am renting? I am having a communication issue with my landlord and he refuses to tell me the name of his home insurance company for the house i currently reside in.I just need to know how to go about finding this out

Florida Home Insurance Companies track records....HELP? I am shopping around for a new homeowners insurance company and have come up with policy offers from compaines I have never heard of such as Northern Capitol and Universal Property. How can I find out some kind of information on these companies before purchasing my insurance from them? Im currently with Allstate and price went up 150 % !!!!!! in one year. THanks

why are the Banks and mortgage companies crying about loses when all the home loans have mortgage insurance? I dont see why they have loses, its the insurance companies that are losing. The Bank collects on the default loan and have the houses too!

What home insurance company is best when you need to make a claim? Obvioulsy you have to pay for quality in this instance.... I am in the UK

Home insurance companies are evil!? Well, some tweakers broke in and took 4,850 in electronics. A new triple core pc, hdtv, sony dream theater system, xbox360, to name a few. And even busted and damaged the door completely! Anyway, the insurance just called and offered me 1,606!! I have gave them some but not all receipts, pictures, etc. I cant settle for that amount! This is just another constant reminder of the idiots that broke in to my home and ruined my life! Im supposed to call the adjustor tomorrow and talk about this measly settlement. I know im not getting all the full amnount, but the offer they gave me was just an insult. What should i tell him? I cant believe i pay a hefty amount to have this insurance, and this is how they disappointed in my time in need! And yes i know theres an appreciation value, but this too much if u ask me...

What is a good home insurance company in southern california? I am with farmers and it is time for me to renew my contract with them but im kind of iffy about the whole thing. I have fire protection but nothing for earth quakes which scares me because we have had 3 in the last couple of months. I want to be covered for everything at a low cost.

Have U told your home insurance company to take a hike when the premiums went up & your claims coverage down? background note I had a non-cancellable 20 yr old policy with State Farm here in Texas and I had never ever submitted a claim against my 1k deductible policy! I cancelled my policy 4 yrs ago! I had paid off my mortgage when I did it!

I had renters who burned down my home, my insurance company is reviewing the case any advise? I have a home owners insurance policy and assumed that was enough coverage, the renters had renters insurance when they rented from me but did not keep up their payments. The insurance company said they need to review my claim because they are questioning whether my policy should cover this because I did not inform them of renters. My agent knew I was renting the property. I did not know that I was required to have a bigger policy than I already have. Isn't home owners coverage supposed to protect the home owner?

My home insurance company is asking me for a sale and/or installation documentation for my windows and other.. opening protection showing the wind speeds that the protective device can withstand. I am in Florida. Why they are asking for it after 6 months I renewed my policy and been living on that house for 1 1/2 yr? If someone can explain it to me.. please!

Would Greenville NC be considered by a home insurance company to be a HIGH RISK hurricane area? The place got ripped up badly and flooded in 1999's hurricane Floyd but I understand that to have been a rare occurrence of 2 hurricanes back to back. Just wondering if I would want to invest there, and whether flood insurance would be highly recommended.

does anyone believe insurance companies are protecting us? my parents' home insurance company just dropped us. they said the area where we live is 'at high risk for fire damage'. well i was under the impression that protecting people in the case of a fire was their job. i always knew insurance companies were vultures. but dropping us because they may have to do their job seems incredible.

Is it legal for a home insurance company to require renters insurance for a domestic partner? NYS....When i mention it to other brokers they say it is not necessary and are surprised that they are requesting it. I don't see the reasoning behind it other than another way to bilk people. He does not rent and is not a tenant. I had Allstate and they are not renewing due to hurricane risk. Go figure. This may sound unusual but The contents are not my concern. I just want home owners insurance because the mortgage company requires it. To require me to have anyone living with me to also get renters insurance seems fishy. why would someone be able to sue him if they get hurt? Wouldn't they have to sue the owner of the property? Thanks for your answers but you guys are making me paranoid. You're better off living alone and not having any visitors.just in case something should happen....which probably never would anyway.

Does anyone else feel that insurance companies calling you at home to give you counselling? On a recently diagnosed medical condition is an invasion of privacy? I recently got a letter from my insurance company that I was automatically enrolled in a program where they would call me to give me monthly advice. I think this is an invasion of my privacy and choice. Any thoughts?

Can a home owner insurance company refuse to cover a client because of bad credit in Florida? I lost a reasonably good paying job and because I now have bad credit, I am having great difficulty in finding a Home owner's insurance company to carry me because my original company is leaving Florida.